Accounts Receivable

Your CFO should know your DSO without asking the accountant.

OneFinOps tracks every outstanding invoice in real time across aging buckets, 0-30, 31-60, 61-90, and 90+ days. DSO trends update daily. Cash flow forecasts project your expected collections week by week. No spreadsheets. No Monday morning status calls.

AR Aging Summary
Total Outstanding ₹48.2L
0–30d
₹25.1L
31–60d
₹13.4L
61–90d
₹7.6L
90d+
₹2.1L
Current DSO 40 days
DSO Trend
↓ 12 days
This Week's Forecast
₹18.4L
Real-Time
Aging Dashboard
−12 Days
DSO Reduction
94%
Forecast Accuracy
4 Buckets
Aging Drill-Down
How It Works

Three Analytics Layers That Drive Better Collections

From high-level DSO trends to invoice-level aging drill-downs, every view is designed to trigger the right action.

01. Aging Report

Real-Time AR Aging Dashboard

See all outstanding receivables bucketed by age. Current (0-30), 31-60 days, 61-90 days, and 90+ days. Click any bucket to drill into the individual invoices, customers, and amounts. Export to Excel or schedule a weekly PDF report for the CFO.

  • Four standard aging buckets with configurable ranges
  • Drill from total → customer → invoice in three clicks
  • Customer concentration view: top 10 debtors by value
  • Scheduled email reports: daily, weekly, or monthly
Aging Drill-Down · 31–60 Days
Prism Tech Pvt Ltd
2 invoices · 38 days avg
₹8.6L
Meridian Labs
1 invoice · 45 days
₹4.8L
02. DSO Tracking

Days Sales Outstanding Trend Analysis

Track your DSO (the average number of days it takes customers to pay) over rolling 3-month, 6-month, and 12-month windows. Understand which customer segments, sales channels, or geographies are dragging your DSO up. Benchmark against industry standards and set reduction targets.

  • Rolling DSO trend with period comparisons
  • DSO breakdown by customer tier, region, and segment
  • Collection effectiveness index (CEI) calculation
  • DSO target setting with alert thresholds
DSO Trend · Last 6 Months
Sep 202552 days
Nov 202547 days
Jan 202644 days
Mar 202640 days ↓
DSO Target 35 days by Q2
03. Cash Forecast

Expected Collections Forecast

Based on invoice due dates, payment history, and customer payment behaviour scores, OneFinOps projects your expected cash inflows week by week for the next 90 days. The forecast updates in real time as invoices are paid, overdue, or new ones are raised, giving finance a living cash flow view, not a stale spreadsheet.

  • 90-day rolling cash inflow forecast
  • Probability-weighted based on customer payment scores
  • Best-case, base-case, and worst-case scenarios
  • Exportable to CFO reports and board packs
Cash Forecast · Next 4 Weeks
Week 1 (Mar 3–9) ₹18.4L
Week 2 (Mar 10–16) ₹12.1L
Week 3 (Mar 17–23) ₹8.6L
Total 4-Week Forecast ₹48.2L

How Analytics Drives Better Collections

Every insight is connected to an action, not just a number on a dashboard

1

Morning Dashboard Review

The CFO opens the AR dashboard at 9 AM and sees the aging summary updated overnight. Three new invoices moved into the 31-60 day bucket. DSO crept up by 0.4 days this week. Cash forecast for the week shows ₹18.4L expected, 2.1L lower than last week's estimate.

Aging Dashboard DSO Alert Cash Forecast
2

Drill Into At-Risk Accounts

She clicks the 31-60 day bucket and sees Prism Tech is responsible for ₹8.6L of it. Their payment score has dropped to "At Risk" over three months. She clicks through to their profile, sees the last call note from March 5, and reassigns their collection to the senior account manager.

Aging Drill-Down Customer Risk Score Action Assignment
3

Collections Team Prioritisation

The collections manager opens the priority queue, sorted by amount × days overdue. Top 5 accounts represent ₹22L of the 31-60 bucket. Automated sequences are running on all five. Three have opened payment links. Two have not responded, escalation is triggered automatically for tomorrow.

Priority Queue Link Engagement Auto-Escalation
4

Payments Land, Forecast Updates

By 3 PM, two payments have arrived, ₹12.4L from Nexus Corp and ₹5.2L from Stellar Mfg. Both auto-reconciled. The aging dashboard updates instantly. DSO drops 0.8 days. Cash forecast for the week revises upward to ₹35.8L collected vs ₹18.4L forecast this morning.

Auto-Reconciliation Instant Dashboard Update Forecast Revision
5

Weekly CFO Report Sent Automatically

Every Friday at 6 PM, OneFinOps emails the CFO a one-page AR summary: total outstanding by bucket, DSO vs prior week, collection rate, top 10 overdue accounts, and the 30-day cash forecast. No accountant involvement needed. The board pack is ready before Monday.

Scheduled Reports Board-Ready Format Zero Manual Effort

Common Questions About AR Aging & Analytics

Everything finance leaders ask before switching to real-time AR dashboards

How is DSO calculated in OneFinOps?
OneFinOps calculates DSO using the standard formula: (Average Accounts Receivable ÷ Net Credit Sales) × Number of Days in the Period. The dashboard shows both the standard DSO and the "best possible DSO" (what DSO would be if all current invoices paid on their due dates). Rolling periods of 30, 90, and 365 days are available so you can see short-term fluctuations and long-term trends in the same view.
Yes. The default buckets are 0-30, 31-60, 61-90, and 90+ days, but you can reconfigure them to match your business model. For example, if your payment terms are Net 45, you might prefer 0-45, 46-90, 91-120, and 120+ days. Changes apply globally to all reports, dashboards, and scheduled emails instantly.
Forecast accuracy improves over time as OneFinOps builds a payment behaviour model for each customer. For customers with 6+ months of history, accuracy typically exceeds 90% for the 0-30 day window. The forecast uses probability-weighted scenarios, a customer with a history of paying 5-10 days late will have their payment probability adjusted accordingly. Best-case, base-case, and worst-case scenarios are shown side by side.
Yes. You can set up scheduled PDF email reports delivered to any email address, including board members, investors, or external advisors who don't need platform access. Reports can be customised to show only specific sections. You can also export any dashboard view to Excel or PDF on demand with a single click.
Get Started

Know Your Receivables Position in Real Time

Stop compiling AR aging reports by hand. OneFinOps gives your CFO a live dashboard, automated DSO tracking, and a 90-day cash forecast, updated the moment a payment lands in your account.

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