Month-end shouldn't mean three days of manual bank matching.
OneFinOps streams bank feeds in real time and automatically matches every incoming payment to its open invoice using amount, reference number, and customer IFSC. Partial payments split across invoices. Unmatched entries flagged for review. Close the books in minutes.
From 3-Day Close to Same-Day Reconciliation
See how OneFinOps transforms your month-end AR close
- Download bank statement, cross-check with AR ledger in Excel
- Customers pay without referencing invoice numbers
- Partial payments create confusion across multiple open invoices
- Advance payments sit unallocated for weeks
- Month-end close takes 2-3 full days of accountant time
- Real-time bank feed matches payments as they arrive
- Smart matching uses amount + customer IFSC + reference number
- Partial payments split and allocated across correct invoices
- Advance payments held and applied when invoice is raised
- Month-end close completed in under 2 hours
Three Engines Behind Automated Reconciliation
Every rupee received is automatically matched, allocated, and posted, with full audit trail.
Real-Time Bank Feed Integration
Connect your HDFC, ICICI, Axis, SBI, Kotak, and other Indian bank accounts via bank-approved APIs. Every credit transaction appears in OneFinOps within minutes of hitting your account, no statement uploads, no CSV imports, no delays.
- 10+ major Indian banks connected via approved APIs
- Real-time credit notifications to your AR dashboard
- Multi-account view: see all incoming payments in one place
- Bank credential sharing never required: secure API tokens only
AI-Powered Payment Matching
OneFinOps uses a multi-signal matching algorithm to pair incoming payments with open invoices. It checks the exact amount, narration reference, customer IFSC, and payment date against your open AR. Fuzzy matching handles common variations like invoice numbers in narration text or round-number payments.
- Multi-signal matching: amount + reference + IFSC + date
- Fuzzy narration parsing picks up invoice numbers in text
- Configurable confidence thresholds (auto-match vs suggest)
- 91%+ auto-match rate across typical Indian AR scenarios
Partial Payments & Advance Allocation
When a customer pays less than the invoice total, OneFinOps tracks the balance and continues the collection sequence for the remainder. Advance payments are held in a customer credit ledger and automatically applied when the next invoice is raised, reducing unapplied cash to near zero.
- Partial payment split with outstanding balance tracking
- Customer credit ledger for advance and prepayment holding
- Auto-application of credit balance to new invoices
- Write-off workflow for small balance clearances
Common Questions About Payment Reconciliation
Everything you need to know before automating your AR close
Close Your AR Books in Hours, Not Days
Connect your bank accounts, import your open invoices, and let OneFinOps handle the matching. Your first reconciliation run completes in minutes.