Ruchita
CFO · Absolute Labs
After moving to OneFinOps, our approval turnaround dropped 63% and finance operations got far easier to manage.
Bills stuck in inboxes, ITC slipping away. Fix the whole AP loop.
Paper bills, email approvals and month-end GSTR-2B matching let input credit leak and push MSME vendors past 45 days. OneFinOps captures, matches, approves, pays and reconciles on one vendor record, with line-item TDS, GSTR-2B matched overnight and vendor KYC verified live.
- Bills captured from email, PDF, portal and WhatsApp at 95 to 98% OCR.
- 3-way matching across PO, GRN and bill, with tolerance rules.
- Line-item TDS, GSTR-2B reconciled overnight, MSME 43B(h) enforced.
- Vendor KYC verified live: GSTIN, PAN, MSME and Udyam.
- Pay 200 vendors in one maker-checker release. UTRs post back.
KYC verified live MSME 43B(h) enforced SOC 2 Type II Data hosted in India
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14 days free. No credit card. Connect one entity and forward your last 50 bills.
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Finance teams clearing payables on OneFinOps
Bills captured in one screen, GSTR-2B differences caught the night they happen, and approvals that do not park bills in an inbox.
The real product
The AP cockpit your team runs the close from.
Bills queue, total payables, MSME risk and the approval pipeline at a glance. Not a slide deck. The actual product.
Accounts payable automation
Every step from bill to payment, automated.
Bill capture & OCR
Email, PDF, vendor portal and WhatsApp captures flow into one queue. 95 to 98% on headers, 88 to 92% on line items for Indian B2B layouts.
3-way matching
PO, GRN and bill matched with price and quantity tolerance. Matches post straight through. Exceptions route with the variance shown.
Approval workflows
Rules by amount, cost centre, GL, vendor or entity. Approve from Slack, email or WhatsApp. Audit trail with reason capture and SLA tracking.
Line-item TDS
194C and 194J on the same bill, resolved per line. Section, rate and threshold computed, PAN verified live against CBDT.
GSTR-2B reconciliation
Your purchase register matches GSTR-2B every night. Mismatches and non-filers surface before payment. The ITC you book is the ITC you claim.
Vendor payment batches
Pay 200 vendors in one release over NEFT, RTGS, IMPS or UPI. Maker-checker with OTP or DSC. UTRs post back as the run completes.
MSME 43B(h)
Udyam verified at every bill. The 45-day clock starts at invoice date. The scheduler enforces it, and the disallowance shows before any override.
Dynamic discounting
Vendors opt in for early-pay discounts on a sliding curve. APR-equivalent yield and cash cost shown before the CFO approves the cap.
Bill capture & OCR
Bills land already worked.
Email forwards, PDF uploads, vendor portal pushes and WhatsApp captures flow into one queue. OCR reads headers at 95 to 98% and line items at 88 to 92% on Indian B2B layouts. Vendor matched on PAN and GSTIN, PO and GRN linked, TDS classified per line.
Approval workflows
Approvals that route themselves.
Rules by amount, cost-centre, GL, vendor, project or entity. Approvals via Slack, email or WhatsApp, with out-of-office auto-escalation and mobile sign-off. Full audit trail with reason capture and SLA tracking. The CFO never approves a coffee bill at 11 PM.
Vendor payment batches
Pay 200 vendors in one release.
NEFT, RTGS, IMPS or UPI selected per amount and urgency, with auto-fallback if a rail is down. Connected Banking with ICICI, HDFC, Axis, Yes, Kotak and SBI. Maker-checker release with OTP or DSC. UTRs post back as the run completes.
Vendor compliance
Every vendor verified, scored and ready to pay.
Bills, POs, payments, contracts and KYC posture on one vendor record. The compliance runs before the payment, not at year-end.
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KYC verified live
GSTIN against CBIC, PAN against CBDT, MSME against Udyam. Re-checked at every bill, not just at onboarding.
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Vendor risk scoring
Composite score across filing posture, payment behaviour, concentration and disputes. Refreshed nightly.
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Bulk GSTIN verification
Up to 10,000 GSTINs in one upload, each checked live for active, cancelled or suspended status.
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Self-service onboarding
Vendors submit OTP-verified KYC and documents. Expiry alerts on the calendar. Live in your books in a day.
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Section 195 foreign vendors
DTAA rate where the TRC is on file. Form 15CA Part D and 15CB metadata captured for the AD bank.
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Annual TDS summary, Form 16A
Per-vendor TDS by section and quarter. Form 16A drafted, DSC-signed and emailed. TRACES reconciliation built in.
How it works
The bill-to-pay cycle, on autopilot.
- 01
Capture
Forward bills from email, PDF, portal or WhatsApp. OCR reads header and line items, matches the vendor on PAN and GSTIN.
- 02
Match & classify
3-way match against PO and GRN. Line-item TDS resolved, GSTR-2B checked, MSME and reverse-charge flagged.
- 03
Approve
Policy-bound approvals route to the right person on Slack, email or WhatsApp, with a full audit trail.
- 04
Pay & reconcile
Pay in one maker-checker batch over NEFT, RTGS, IMPS or UPI. UTRs and bank statements reconcile automatically.
At scale
Bill-to-pay, by the numbers.
97%
line-item OCR accuracy on Indian B2B
−4 days
median bill-to-pay cycle
+18%
ITC recovered through nightly GSTR-2B match
Day 1
MSME, GSTIN and PAN verified at onboarding
Customer stories
Finance teams clearing payables on OneFinOps.
Bills captured in one screen, GSTR-2B differences caught the night they happen, and approvals that do not park bills in someone's inbox.
Rakesh Vaddadi
Co-founder & CEO · Beacon.li
OneFinOps centralized our accounting, GST and approvals into one workflow. We now process vendor invoices 2.4x faster.
Sashi Pagadala
CEO · Praval
Coordinating finance and procurement used to eat hours every day. OneFinOps now saves our team nearly 18 hours a week.
Buyer FAQ
What teams ask before they switch.
Is the free trial really free?
Yes. 14 days free, no credit card. Connect one entity, forward your last 50 bills, and watch capture, TDS, GSTR-2B match and the MSME flag run before you commit to anything.
Will OCR work on scanned PDFs, photographed bills and emails with embedded images?
Yes. The pipeline handles native PDFs, scanned PDFs, photographed bills (the WhatsApp invoice from the field) and emails with embedded image attachments. Accuracy is 95 to 98% on header fields and 88 to 92% on line items for Indian B2B layouts: Tally Prime print, Marg, Busy, Zoho, SAP Business One and custom formats. Confidence is shown per field, so the AP team reviews only what is not certain.
How is line-item TDS different from bill-level TDS, and why does it matter?
A single vendor bill often has lines under different TDS sections: 194C for the contractor part, 194J for the consultancy part. Bill-level TDS picks one section and rounds, which causes FY-end reconciliation pain and vendor disputes. Line-item TDS resolves the right section, rate and threshold per line, with the vendor PAN status checked live with CBDT.
How is vendor KYC verified and risk scored?
GSTIN against CBIC, PAN against CBDT, MSME against Udyam, run at onboarding and re-run at every bill, so a cancelled GSTIN or expired Udyam surfaces before the next payment. Risk is a nightly composite score across filing posture, payment behaviour, concentration and dispute history, with weights you control.
How is the MSME 43B(h) 45-day rule enforced, in practice?
MSME status is verified live against the Udyam registry at onboarding and re-checked at every bill capture. The 45-day clock starts at the invoice date (or 15 days where no written agreement exists). The payment scheduler holds bills past the window and surfaces the Section 43B(h) disallowance and penal interest before any override. Overrides are dual-controlled and captured in the audit trail.
Does it integrate with Tally Prime, Zoho Books, SAP Business One and NetSuite?
Yes, bidirectionally. Bills can post here and sync to the ERP, or post to the ERP and sync here. The vendor master is shared, and payments scheduled from OneFinOps post back to the ERP. Most Indian teams keep the books in their existing system and run AP automation through OneFinOps, with no rip and replace.
We pay foreign vendors under Section 195 with DTAA rates. Does this handle that?
Yes. Foreign vendors are tagged at the master with their TRC and DTAA position. Section 195 deduction is applied at the bill, at the DTAA rate where the TRC is on file, or the slab rate otherwise. Form 15CA Part D and Form 15CB metadata are captured at the bill and drafted for CA review and bank submission.
We run multiple entities and GSTINs. Is that a separate setup?
No. Multi-entity, multi-GSTIN and multi-state are first-class. Capture, GSTR-2B match, TDS, MSME and approvals all run per GSTIN automatically. The CFO dashboard rolls up exposure across the group, and the controller can drill into any one state. Adding a GSTIN takes one screen.
Forward your bills. See the AP cycle work.
Connect one entity, free. Forward your last 50 bills. Capture, TDS, GSTR-2B match and the MSME flag all run before your demo call. On your data, not a generic deck.
14 days free · no credit card needed