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For the AP Manager

Match. Approve. Pay. On time, every time.

3-way matching at 97% auto-rate. TDS at the line, GSTR-2B reconciled overnight, MSME 43B(h) gated before payment. The AP queue runs itself.

Bill approval workflow with multi-level sign-off
Vendor payment batch with TDS and bank transfer

The AP workspace

What lands on your screen at 9am.

The AP Manager dashboard prioritises action. Approve, match, schedule, escalate.

3-way match queue

Bills awaiting PO+GRN reconciliation. Auto-matches paid; variances surfaced for resolution.

Approval queue

Bills awaiting approval, prioritised by due date, vendor and amount. Single-tap from Slack.

Vendor risk

Risk score per vendor: GSTIN status, MCA filings, past disputes, payment performance.

Payment runway

Cash needed this week, next week, next month. Discount opportunities and tight cash flagged.

GSTR-2B exposure

ITC at risk from vendor non-filers. One-click follow-up email per supplier.

TDS dashboard

Quarterly deduction running total per section. Threshold breaches and challan due dates flagged.

3-way matching

Variances caught at the bill, not at quarter end.

When a vendor invoice arrives, the platform pulls the PO and the goods receipt note. Each line is matched on quantity and price with tolerances you set. Exact matches queue for payment; variances surface with the source records open for resolution.

  • Match at line level with per-vendor and per-item tolerances
  • Variance categorised: price, quantity, tax, freight
  • Resolution path includes buyer, receiver and AP team
  • 97% auto-match rate across our customer base
3-way match comparison table for a Reddy Forge bill with four line items aligned across PO, GRN and invoice columns. Three exact matches and one heat-treatment row flagged for an 8.3% price variance. Footer variance-by-category bar shows all variance is on price.

Vendor compliance

ITC visibility, the moment a bill posts.

Every bill is reconciled against the supplier's GSTR-2B nightly. Vendor non-filers, missing IRNs, mismatched HSNs and amount differences flagged at the bill level. ITC at risk surfaces in the AP dashboard, not in next quarter's reconciliation report.

  • Nightly GSTR-2B fetch and three-way match
  • Per-vendor non-filer scoring
  • ITC at risk surfaced as a dashboard tile
  • One-click follow-up email to the supplier
Vendor compliance dashboard with a left hero tile showing ITC at risk of ₹84,200 across four vendors and the GSTR-2B sync status, and a 2x2 grid of vendor risk scorecards on the right ranked by ITC at risk with red tops on the worst non-filers and follow-up CTAs.

What AP teams see

Payables, post-rollout.

97%

3-way auto-match rate

−40%

AP cycle time reduction

< 5 min

Median bill-to-approval

99.7%

TDS auto-deduction accuracy

AP Manager FAQ

What AP teams ask before they switch.

How is this different from Bill.com or Tipalti?

Bill.com and Tipalti are US-centric AP platforms. Strong at payments, light on Indian compliance (TDS, GST, e-invoicing). OneFinOps has 3-way matching, vendor compliance scoring, GSTR-2B reconciliation and TDS workflow as tier-1 features. For India and emerging markets the depth difference is significant.

How accurate is OCR on Indian invoice formats?

Trained on Indian B2B layouts (GSTR-1 fields, IRN/QR placement, HSN, multi-line GST). 96-98% first-pass accuracy. Vendor-specific templates auto-learned after a few samples. Line-level corrections feed back to improve future runs.

How do approvals scale?

Configurable rules: by amount, vendor, GL category, cost centre, location. Multi-step parallel and sequential chains. Slack/email/in-app notifications. Auto-escalation when an approver is OOO. Audit log of every approval, override and rejection.

How are duplicate bills caught?

Duplicate detection at ingest: same vendor + same amount + same date in 30 days flags as potential. Same PO + same GRN flags strongly. Override allowed with comment that lands in the audit log.

What about discount capture?

Early-payment discounts surfaced per bill at ingest. The cash forecast lets you see which discounts are economical to take and which to skip. Auto-take discounts above a threshold can be configured.

How does payment integration work?

Direct integration with HDFC, ICICI, Axis, Kotak via Connected Banking APIs. Payment files (NEFT/RTGS/IMPS/UPI) generated and submitted; status pulled back automatically. Cross-border via partner integrations.

See the AP cycle on your bill queue.

A 30-minute walkthrough of the AP workflow on your bill volume. Or skip the call and start free.