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For the AR Manager

Cut DSO. The team gets weekends back.

Aging updates live. Reminders escalate per aging bucket. Credit limits enforced at the sales order, not at the receivable.

Customer 360 with aging, credit and overdue alert
Payment follow-up queue with dunning stages

The AR workspace

Six things on the dashboard.

The first screen an AR Manager sees on Monday morning. Drill into any tile, action from there.

DSO trend

Days sales outstanding, monthly trend, with prior-period comparison and target tracking.

Aging buckets

Current, 1-30, 31-60, 61-90, 90+. Click any bucket to see the customers and invoices.

Customer concentration

Top 10 customers by outstanding, by aging, by risk. Spot exposure before it bites.

Dunning queue

Today's reminder list, prioritised by amount and age. Send in bulk or one by one.

Credit limit alerts

Customers approaching or over credit limits. New orders pending approval.

Receipt allocation

Unapplied receipts that need allocation. Auto-suggested matches; one-click confirm.

Smart dunning

Reminders that escalate. Not nag.

Five-step cadence per aging bucket: polite at 15 days, firm at 45, escalation-ready at 60. Tone adapts to customer history. Statements, invoices and receipts attach automatically.

  • Per-bucket reminder template, customisable
  • Auto-escalate to AR Manager when threshold crossed
  • WhatsApp, email and SMS channels supported
  • Customer payment-history aware (recent late vs always-late)
Vertical dunning ladder for an overdue Acme Tradecorp invoice with five steps from a polite WhatsApp at day 15 to a firm reminder at day 45 to a final SMS at day 60 and an AR-manager handoff card at day 75 in dark with an open-case CTA.

Credit guardrails

Credit limit enforced before the order ships.

Live exposure across orders, invoices and unapplied receipts is checked the moment a sales order is raised. Over-limit orders surface for AR Manager approval, not silently increase risk.

  • Live exposure across orders, invoices and unapplied receipts
  • Hold and approve workflow with audit trail
  • Group-level limits for related-party customers
  • Suggested limit changes based on payment behaviour
Credit guardrails dashboard for Acme Tradecorp showing a 109% utilised live exposure stacked bar with a credit-limit marker, a related-party group breakdown of three sister entities, and a suggested-limit-reduction action card.

What AR teams see

Receivables, post-rollout.

−18 days

Median DSO improvement

94%

Receipt-to-invoice auto-allocation

+15%

On-time payment rate (90 days post)

< 5 min

Time to generate the daily collections call list

AR Manager FAQ

What AR teams ask before they switch.

How is this different from a collections platform like HighRadius?

HighRadius is enterprise-grade collections built for $10B+ companies. OneFinOps is the order-to-cash workflow for everyone else: quotes, sales orders, invoices, IRNs, receipts, aging, dunning and credit limits in one place. Most mid-market AR teams replace 2-3 tools with us; the few that need HighRadius scale features can plug in via API.

Does it handle subscription / recurring billing?

Recurring invoicing, proration and subscription-aware aging are supported. For deeper recurring revenue (deferred revenue recognition, MRR/ARR analytics), the books and reports modules cover it. Native subscriptions billing is on the roadmap.

How does WhatsApp/SMS dunning work?

Email is default; WhatsApp and SMS are opt-in per customer. Templates per channel and aging bucket. Customer can reply with a "promise to pay" date which we capture and surface back in the AR queue.

How are partial payments and advances handled?

Partial receipts allocate to invoices in your chosen order; aging recomputes accordingly. Advances sit as unallocated receipts and apply to the next invoice. FX gain/loss, TDS withheld at source and bank charges all handled inline.

What about disputes and write-offs?

Dispute workflow with status, owner and aging. Write-off requires approval per amount threshold; posts to bad-debt or recovery accounts per your policy. Recovery actions tracked through to closure.

See the AR cycle on your customer ledger.

A 30-minute walkthrough of the AR workflow on your DSO targets. Or skip the call and start free.