MCA & ROC Filing | DPT-3 Filing

DPT-3 applicability flagged from your books, not from a checklist.

The system reads your loans, advances and deposit-like balances and surfaces the Section 73 deposit and the Rule 16A non-deposit splits. Applicability flagged before the 30 June deadline. The return drafts from the underlying ledger lines, with the auditor certificate slot built in.

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What the system does

Capability, input, output.

Capability	Input	Output
Deposit-like balance scan	Loans, advances, security deposits, ECB ledger lines	Classified deposit and non-deposit register
Applicability flagging	Closing balance position as on 31 March	DPT-3 applicability with rationale
Form draft	Classified balances + auditor certificate	DPT-3 draft ready for sign-off
Nil-return path	No deposit-like balances during the FY	Nil DPT-3 draft (where applicable)
Sign-off and submission	Auditor cert + director DSC	MCA21 SRN + acknowledgement

Deposit-like balance scan

Input

Loans, advances, security deposits, ECB ledger lines

Output

Classified deposit and non-deposit register
Applicability flagging

Input

Closing balance position as on 31 March

Output

DPT-3 applicability with rationale
Form draft

Input

Classified balances + auditor certificate

Output

DPT-3 draft ready for sign-off
Nil-return path

Input

No deposit-like balances during the FY

Output

Nil DPT-3 draft (where applicable)
Sign-off and submission

Input

Auditor cert + director DSC

Output

MCA21 SRN + acknowledgement

Compliance + integrations

Section 73 with the ledger that knows what counts as a deposit.

DPT-3 under Rule 16A of the Companies (Acceptance of Deposits) Rules covers both deposits and exempted deposits. Most companies miss it because the rule treats things like advances from customers and intercompany loans as reportable. The system reads the ledger and surfaces what counts.

Regulations we work within

Section 73, Companies Act 2013

Acceptance of deposits framework.
Rule 16A, Companies (Acceptance of Deposits) Rules

Annual return of deposits and non-deposit balances by 30 June.
Rule 2(1)(c) exemptions

Classification of exempted deposits surfaced explicitly.

Connects to

MCA21 Direct DPT-3 submission
Auditor portal Auditor certificate upload and sign-off

DPT-3 Filing FAQ

What buyers ask.

We are a private limited company with no public deposits. Do we still file DPT-3?

Often yes. Rule 16A covers both deposits (Section 73) and exempted non-deposits (Rule 2(1)(c)). If you have loans from related parties, advances from customers held beyond 365 days or any ECB outstanding as on 31 March, DPT-3 applies. The system flags applicability based on the underlying ledger entries.

Loans from directors. Are those deposits?

Loans from directors are exempted deposits under Rule 2(1)(c)(viii) provided the director gives a written declaration that the funds are not borrowed. If the declaration is on file, the loan is reported as a non-deposit. Without the declaration, the loan is a deposit and the Section 73 rules apply.

Advances from customers. When do they become deposits?

Customer advances held beyond 365 days from the receipt date convert from non-deposit to deposit. The system tracks the receipt date on each advance and reclassifies automatically. The 365-day reclassification surfaces on the compliance calendar as a planning event.

Auditor certificate. Is that uploaded with DPT-3?

Yes. DPT-3 requires an auditor certificate confirming the deposit and non-deposit positions. The certificate uploads against the DPT-3 record before submission. The auditor signs digitally on the same record so the CA review trail and the certificate are linked.

Related features

See whether DPT-3 applies to your books this year.

Connect last FY ledger. The system classifies your loans, advances and ECB and tells you whether DPT-3 applies, with the rationale. The draft form follows automatically.