Budgeting & Forecasting | Cash Flow Forecasting

A 13-week cash runway, built from the ledger.

Open receivables, scheduled payables, payroll and tax due dates roll into a direct cash forecast off your live books. The runway updates as invoices clear and bills are scheduled, so the treasury view is never a week out of date.

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What the system does

Capability, input, output.

Capability	Input	Output
Direct 13-week forecast	Open AR, AP, payroll, tax due dates	Week-by-week projected closing cash
Receipts timing	Invoice due dates + collection history	Expected receipts by week, risk-adjusted
Disbursements timing	Scheduled bills + payment runs	Expected payments by week
Scenario overlay	A slip in collections or a delayed raise	Runway under each scenario, side by side
Multi-entity, multi-currency	Entity cash balances + FX rates	Consolidated group cash position
Forecast vs actual cash	Prior forecast + bank actuals	Forecast accuracy tracked over time

Direct 13-week forecast

Input

Open AR, AP, payroll, tax due dates

Output

Week-by-week projected closing cash
Receipts timing

Input

Invoice due dates + collection history

Output

Expected receipts by week, risk-adjusted
Disbursements timing

Input

Scheduled bills + payment runs

Output

Expected payments by week
Scenario overlay

Input

A slip in collections or a delayed raise

Output

Runway under each scenario, side by side
Multi-entity, multi-currency

Input

Entity cash balances + FX rates

Output

Consolidated group cash position
Forecast vs actual cash

Input

Prior forecast + bank actuals

Output

Forecast accuracy tracked over time

Standards + connections

A direct cash forecast wired to the systems that move cash.

The forecast is built on the direct method, off the same ledger that runs receivables and payables. There is no separate cash model to keep in step with the books.

Regulations we work within

Direct-method cash flow

Receipts and payments projected by week, the basis treasurers and lenders expect.
Ind-AS 7 / AS 3

The structure aligns to the statutory cash flow statement, so the short-term view and the annual statement reconcile.
Rolling 13-week (TWCF)

The standard short-horizon treasury window, refreshed as actuals land.

Connects to

Banking Live balances and cleared transactions
Accounts Receivable Open invoices and collection history
Accounts Payable Scheduled bills and payment runs
Payroll & Tax Salary and statutory due dates

Cash Flow Forecasting FAQ

What buyers ask.

Where do the forecast numbers come from?

From your live ledger. Open receivables, their due dates and your historical collection pattern drive expected receipts; scheduled payables and payment runs drive disbursements; payroll and tax calendars add the fixed outflows. Nothing is keyed by hand, so the forecast moves as the books move.

Is this a direct or indirect cash flow forecast?

Direct. It projects actual receipts and payments by week, which is what treasury teams and lenders work from for short-horizon liquidity. The structure still aligns to the Ind-AS 7 / AS 3 statement so the short-term view reconciles to your statutory cash flow.

Can we risk-adjust expected collections?

Yes. Expected receipts can be weighted by each customer’s payment history rather than the invoice due date alone, so a customer that habitually pays late is forecast on its real behaviour. You can also model a collections slip as a scenario and see the runway under it.

Does it handle multiple entities and currencies?

Yes. Each entity forecasts in its functional currency and consolidates to a group cash position at your chosen rate, the same way the ledger consolidates. Inter-entity funding can be modelled so the group view nets correctly.

Related features

Build a 13-week cash forecast on your own ledger.

Connect your books. The first forecast runs on your open invoices, your scheduled bills and your payroll calendar, with the runway updating as cash moves.